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Loan Against Securities

Loan against securities enables you to borrow funds against your securities i.e Equity shares, Mutual Funds, Bonds, FMPs, Life Insurance, and any other tradable instruments without liquidating them. Instead of selling your securities, you can pledge them and seek an overdraft facility. In a loan against securities, you pay interest only on the amount utilized.


Benefits & Features

  1. ROI Range: starts from 7.00%*
  2. Low Processing charges
  3. Pay interest only on the utilized amount and not on the approved amount
  4. Choose the securities you wish to pledge or change them in future
  5. No additional charges on prepayments
  6. Easy and convenient documentation
  7. Designated relationship manager
  8. Exhaustive list of up to 800+ approved securities of LAS
  9. Multiple lender options
  10. Facility to fund and avail higher loan amounts
  11. Structured funding

Available Offers


Bank Name Bank Loan Rates Tenure
Kotak BankKotak Bank6.50%12-36 Months
Aditya Birla Finance Limited6.50%12-36 Months
LIC6.60%12-36 Months
HDFC Bank6.75%12-36 Months
ICICI Bank6.75%12-36 Months
Godrej6.75%12-36 Months
IDFC First Bank6.90%12-36 Months
IDBI Bank6.90%12-36 Months
Tata Capital6.90%12-36 Months
Indiabulls Housing Finance Limited6.95%12-36 Months
L & T Housing finanace7.25%12-36 Months
PNB Housing Finance8.55%12-36 Months
ICICI Home Finance9.25%12-36 Months
Form Application

APPLY FOR

  • 1 Personal Details
  • 2 Address
  • 3 Company Details
  • 4 Financial Information
  • 5 Your Reference

Personal Details


Customer First Name*
Customer Last Name*
Contact*
Profile*
Date Of Birth*
Pan Card No.*
Aadhar Card No.*
Passport No.
Email Id (Personal)*
Email Id (Official)*
Marital Status*
Father First Name*
Father Last Name*
Mother First Name *
Mother Last Name *
No. Of Dependants
Total Work Experience*
Educational Qualification*
Spouse First Name*
Spouse Last Name*
Worked in the Current Office (in Years)?*
Who owns the House?*
Who owns the Office?*
Loan Amount
Income/Month (If Salaried, ITR)
Obligation [Any Existing Loan/Liability]
Age
Loan Tenure(In Months)

Required Documemnts List

Salaried

  • Photo
  • Pancard
  • Adhar Card
  • Current Residence Address proof
  • Employee ID Card
  • Latest 3 months Salary Slip
  • 3 years Form 16 OR 3 years Job continuity proof If less than 3 years in current organisation then ( previous organisatio
  • Bonus / Incentive/ Reimbursement /Other perk than salary - Required documents of proof + Bank statement of reflection
  • Rent Income - Valid Rent Agreement + Ownership Proof + Bank statement of reflection
  • 12 Months Bank statement of Salary reflection ( PDF Only)
  • All ongoing Loan sanction Letter, EMI reflection Bank statement for 12 months , SOA , EMI sheet for ongoing Loan

Self Employed Professional

  • Pancard
  • Adhar Card
  • Current Residence Address proof
  • Office Address and Business Proof -Shop Establishment liecence/ GST certificate/Udyog Aadhar
  • Doctor/CA/ Architect ---Degree Certificate and Qualification certificate ( Mandatory)
  • Latest 3 year ITRS - Saral Page + Computation of Income+ Balance Sheet + P&L Account statement + CA attested ( if audited then all schedule + 3CB ,3CD Form +complete set )
  • Rent Income - Valid Rent Agreement + Ownership Proof + Bank statement of reflection
  • 12 Months Bank statement of Saving and Current Account ( PDF only)

Self Employed Non Professional

  • Pancard
  • Adhar Card
  • Current Residence Address proof
  • Office Address and Business Proof -Shop Establishment liecence/ GST certificate/Udyog Aadhar/ Udyam/Import and Export certificate, if any Govt issued documents on company or firm name
  • If partneship Firm - Pancard, Partnersheep Deed, Retirement deed( If any), Share holding pattern, PAL ( Partnersheep Aut
  • If Company -MOA/AOA, company Pancard,Incorporation certificate, Share holding Pattern with CA attested,Company profile
  • Latest 3 year ITRS - Saral Page + Computation of Income+ Balance Sheet + P&L Account statement + CA attested ( if audite
  • 12 months GSTR Challan filling
  • Rent Income - Valid Rent Agreement + Ownership Proof + Bank statement of reflection
  • 12 Months Bank statement of Saving and Current Account ( PDF only)

Customer Journey