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Personal Loan

A personal loan is an unsecured loan provided to an individual salaried employee, that can be availed to meet various expenses such as Wedding, Home Renovation , Higher Education, Debt Consolidation, Travel, Medical, any other financial requirement etc.

  1. Term Loan: It is an unsecured loan offered by lenders for a fixed period, which has to be repaid in monthly installments.
  2. Unsecured Overdraft : It is an unsecured Overdraft facility provided by the bank to an individual for a fixed period of time, the lender levies interest on the borrowed amount. Borrower can pay back an overdraft as and when their cash flows allow.
  3. ROI Range: 10.25%*


Benefits & Features

  1. Collateral free / Unsecured Loans: These loans are unsecured, that is they are offered without any collateral security.
  2. Flexible repayment tenure: Personal loans can be repaid as per the customer’s convenience between 1 year – 5 years.
  3. Higher loan amount up to Rs. 75lacs.
  4. Faster TAT – Loan login to disbursement withing 2 – 3 working days.
  5. A customer having a higher CIBIL score can avail a higher loan amount and has a better bargaining power in terms of the rate and processing fees.
Apply For New Loan

Available Offers

Bank Name Bank Loan Rates Tenure
Kotak BankKotak Bank6.50%12-36 Months
Aditya Birla Finance Limited6.50%12-36 Months
LIC6.60%12-36 Months
HDFC Bank6.75%12-36 Months
ICICI Bank6.75%12-36 Months
Godrej6.75%12-36 Months
IDFC First Bank6.90%12-36 Months
IDBI Bank6.90%12-36 Months
Tata Capital6.90%12-36 Months
Indiabulls Housing Finance Limited6.95%12-36 Months
L & T Housing finanace7.25%12-36 Months
PNB Housing Finance8.55%12-36 Months
ICICI Home Finance9.25%12-36 Months
Form Application

APPLY FOR

  • 1 Personal Details
  • 2 Address
  • 3 Company Details
  • 4 Financial Information
  • 5 Your Reference

Personal Details

Customer First Name*
Customer Last Name*
Contact*
Profile*
Date Of Birth*
Pan Card No.*
Aadhar Card No.*
Passport No.
Email Id (Personal)*
Email Id (Official)*
Marital Status*
Father First Name*
Father Last Name*
Mother First Name *
Mother Last Name *
No. Of Dependants
Total Work Experience*
Educational Qualification*
Spouse First Name*
Spouse Last Name*
Worked in the Current Office (in Years)?*
Who owns the House?*
Who owns the Office?*
Loan Amount
Income/Month (If Salaried, ITR)
Obligation [Any Existing Loan/Liability]
Age
Loan Tenure(In Months)

Required Documemnts List

Salaried

  • Photo
  • Pancard
  • Adhar Card
  • Current Residence Address proof
  • Employee ID Card
  • Latest 3 months Salary Slip
  • 3 years Form 16 OR 3 years Job continuity proof If less than 3 years in current organisation then ( previous organisatio
  • Bonus / Incentive/ Reimbursement /Other perk than salary - Required documents of proof + Bank statement of reflection
  • Rent Income - Valid Rent Agreement + Ownership Proof + Bank statement of reflection
  • 12 Months Bank statement of Salary reflection ( PDF Only)
  • All ongoing Loan sanction Letter, EMI reflection Bank statement for 12 months , SOA , EMI sheet for ongoing Loan

Self Employed Professional

  • Pancard
  • Adhar Card
  • Current Residence Address proof
  • Office Address and Business Proof -Shop Establishment liecence/ GST certificate/Udyog Aadhar
  • Doctor/CA/ Architect ---Degree Certificate and Qualification certificate ( Mandatory)
  • Latest 3 year ITRS - Saral Page + Computation of Income+ Balance Sheet + P&L Account statement + CA attested ( if audited then all schedule + 3CB ,3CD Form +complete set )
  • Rent Income - Valid Rent Agreement + Ownership Proof + Bank statement of reflection
  • 12 Months Bank statement of Saving and Current Account ( PDF only)

Self Employed Non Professional

  • Pancard
  • Adhar Card
  • Current Residence Address proof
  • Office Address and Business Proof -Shop Establishment liecence/ GST certificate/Udyog Aadhar/ Udyam/Import and Export certificate, if any Govt issued documents on company or firm name
  • If partneship Firm - Pancard, Partnersheep Deed, Retirement deed( If any), Share holding pattern, PAL ( Partnersheep Aut
  • If Company -MOA/AOA, company Pancard,Incorporation certificate, Share holding Pattern with CA attested,Company profile
  • Latest 3 year ITRS - Saral Page + Computation of Income+ Balance Sheet + P&L Account statement + CA attested ( if audite
  • 12 months GSTR Challan filling
  • Rent Income - Valid Rent Agreement + Ownership Proof + Bank statement of reflection
  • 12 Months Bank statement of Saving and Current Account ( PDF only)

Customer Journey